Which bank instrument withdraws funds from your account to pay another person?

• A. Check
• B. Savings slip
• C. Credit note
• D. Money order

Answer: (A)

A check is a written order to your bank to pay a specific amount to the named person. When you issue it, you authorize the bank to withdraw that exact sum from your account and transfer it to the recipient, either by deposit or by cashing the check. This direct instruction to debit your account to pay someone else is why a check best fits the description.

A savings slip is used to withdraw money from a savings account, typically for cash or an internal transfer, not to issue a payee-directed payment via the bank. A credit note doesn’t function as a payment instrument; it records a credit or adjustment rather than transferring funds. A money order is prepaid—funds are provided upfront when you buy it—so the payment to the recipient isn’t drawn from your account at the moment of the transaction in the same way a check is.